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Home > We Did It!!!

We Did It!!!

June 11th, 2013 at 06:54 pm

Just a quick note to say: We Paid Off Our LAST Credit Card last week!! We reached our goal a full 7 months early! I am so happy to be done!!

Of course, now that the old debt is done, it is time to acknowledge the new debt for the fridge we purchased on store credit. It has no interest for 6 months and we plan to be done in half that time. I have updated my debt stats accordingly. This debt milestone would feel a lot more exciting though if we didn't now have this to take care of that debt too. But at least it's debt for only one physical object that we use literally every day, rather than for a whole bunch of things transferred from card to card for so long that we had no idea what it was we were even paying for anymore. It is also nice to look at my wedding ring now and know that it is completely paid for. Smile

We may or may not make much headway on the fridge debt this month. Depends how my home business goes this month; this tends to be a slow time of year. Our car was in need of a $675 repair this week and we have a plumbing issue too now that is probably going to be at least $300. But guess what? For the first time, we don't have to tap into our emergency fund to pay for that. The mechanic told us the amount and we just sighed and said, well, at least we know we've got it. That is a very nice feeling.

Really looking forward to the end of the summer when we will have taken care of the back log of expenses we put off forever while doing our debt payoff. Because that's when the real fun begins. The accumulation phase that will (finally!) prepare us for our future.

Posted in Credit Cards, Debt, Personal Finance | 12 Comments »

12 Responses to “We Did It!!!”

  1. EconoMutt Says:
    June 11th, 2013 at 07:04 pm 1370977468
    1370977468

    Congratulations !

  2. My English Castle Says:
    June 11th, 2013 at 07:04 pm 1370977494
    1370977494

    Congratulations!

  3. PauletteGoddard Says:
    June 11th, 2013 at 07:06 pm 1370977581
    1370977581

    Top notch work! Well done!

  4. ceejay74 Says:
    June 11th, 2013 at 07:22 pm 1370978555
    1370978555

    Congratulations!! I look forward to the news that the fridge debt is gone too, but good job with a plan to pay it off without accruing interest! Smile

  5. twest Says:
    June 11th, 2013 at 07:42 pm 1370979725
    1370979725

    Congratulations! Sounds like you are really getting your act together and dumping debt. Keep up the great work!

  6. MonkeyMama Says:
    June 11th, 2013 at 07:52 pm 1370980340
    1370980340

    Many congrats!!

  7. PNW Mom Says:
    June 11th, 2013 at 08:22 pm 1370982171
    1370982171

    Congratulations! Smile

  8. Beawealthywarrior Says:
    June 11th, 2013 at 09:30 pm 1370986243
    1370986243

    Great job, congrats!!

  9. LuckyRobin Says:
    June 11th, 2013 at 10:13 pm 1370988795
    1370988795

    Good going! Isn't it a great feeling?

  10. creditcardfree Says:
    June 12th, 2013 at 12:03 am 1370995435
    1370995435

    Congratulations!!

  11. snafu Says:
    June 12th, 2013 at 01:13 am 1370999604
    1370999604

    Wow! You've paid off an incredible amount of consumer debt since January in spite of a long list of set backs. How much all in? about $ 22,000. is that correct?

  12. imarunner Says:
    June 12th, 2013 at 11:49 am 1371037778
    1371037778

    AWESOME! i know that feels great.

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