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A Quick Check-In

August 23rd, 2014 at 04:05 am

I was feeling a bit lonely and neglected today, but then hubby brought me home flowers (most unlike him) and it made the whole rest of my day better. Just needed to tell someone that. Smile Things have been so busy lately and I've just been stressed.

Got the final medical insurance refund check today from all the crazy bills we had to pay before the TEFRA coverage for our twin boys' autism disability came through. We're still going to have to plan for fairly high medical expenses. Probably about $5000/yr for the TEFRA and at least another $2K/yr for hubby and I, if not $5K to max it out and be safe. This is in addition to our regular monthly insurance premium mind you. But at least we know everything is covered now, and the payments will be more spread out and manageable. Additionally, the refunds will allow us to payoff the balance transfer we did in Jan of this year in order to max out our HSA.

Tuition for fall semester is paid, though I still have one text book left to buy. My aunt hasn't said anything yet about helping us out again with it like she has the last two times. I'm guessing she will, but I would never ask. Regardless, we had to dip into our emergency fund to cover it which is why it's still looking pretty tepid. If you count our slowly growing 401(k) though it looks a little better!

We had a series of misfortunate plumbing issues this past Aug, almost all of which were related to one of our "darling" boys. All said and done we spent over $700 on repairs. Ugh. It seems like such a paradox to me that at the same time in a child's life that you would prefer to keep the bathroom off limits, you also need to be teaching them independence in potty training. No bueno.

I calculated out that even if we apply my hubby's entire after tax bonus this winter to the car loan we got in May, we will still be $1000 short of paying it off. We probably still will but this bums me out as it means the payments won't be done like I had hoped. What with tuition around every corner though, I just can't see how to do it any faster right now. And with my student loans on deferment right now, we should really take advantage of any "extra" cash to pay that primary down. Will reaccess come Jan though.

Also have been really bummed about the dive our home price is taking again lately. We have a couple new foreclosures in our neighborhood which is probably why, but it still makes my net worth look sad(er). Easy come, easy go.

That's all for now!

1 Responses to “A Quick Check-In”

  1. creditcardfree Says:

    To be within $1000 of paying off your vehicle by the end of the year is really good. Maybe a tax refund would pay it off? Keep moving forward!

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