Here's this month's fully allocated spending plan:
Income:
Hubby's Job (after tax): $5271
Hubby's Hobby Income: $520*
My PT-WFH Job: $385*
Last Month's Extra (held for EF): $593
(*subject to change, though usually for the better!)
Total Monthly Income: $6769
Expenses:
Non-Fixed Expenses (i.e. the things we can control the most from month to month):
Groceries: $861 (striving for the USDA's moderate spending plan this month!)
Gasoline: $230
Misc: $700
Entertainment: $250
Gifts: $50
Emergency Fund*: $990
(*only this month since we need to restock it)
Fixed Expenses:
Mortgage/Insurance: $1509
Student Loan: $619
Utilities (water/sewer, gas, electric, etc): $342
Services (phone, computer backup, cable*, etc.: $386
(*reimbursed through hubby's company)
Leftover Leaf Cleanup Bill: $150
Auto Insurance: $73
Credit Cards (minimum payments): $299
Auto Loan: $198
Total Expenses: $6657
Difference (to be applied towards credit cards): $112
Here's to staying on track!
Jan Zero Dollar Budget
January 6th, 2013 at 03:54 am
January 6th, 2013 at 04:38 am 1357447102
January 6th, 2013 at 05:13 am 1357449228
January 6th, 2013 at 05:54 am 1357451682
January 6th, 2013 at 08:24 am 1357460642
January 6th, 2013 at 12:27 pm 1357475266
January 6th, 2013 at 11:22 pm 1357514571